There is nothing quite as exciting as buying a home and taking this big step can feel daunting when you don't know what industry terms mean. We simplify the process with our regularly updated frequently asked questions section on home loans
Homeowners and prospective home buyers often consider fixing the interest rate on their home loans, and with inflation concerns, rising living costs, and an upcoming repo rate announcement, this has once again become a key talking point.
Home loan checklist: Get pre-approved before February
13 Jan 2026
For many South Africans, the start of the year marks the time when serious home-buying decisions are made. January and February traditionally mark a period of renewed market activity, with new listings and motivated sellers. If you are planning to buy property in 2026, one of the smartest moves you can make is to get pre-approved for a home loan before February.
Affording a home in 2026 - the real numbers South African buyers need to know
08 Jan 2026
For most South Africans, buying a home in 2026 is no longer just about finding the right property; it’s also about navigating affordability in a high-cost, high-pressure environment. Food prices remain elevated, electricity and municipal charges continue to rise, and while interest rates have eased from their peak, they’re still high enough to shape what buyers can realistically afford.
Is 2026 the year you finally buy a home? Here’s how to know
29 Dec 2025
For many South Africans, the idea of buying a home has become a “next year” goal that keeps rolling over. Rising costs, interest rate uncertainty, and day-to-day expenses make it easy to delay what feels like a huge financial step.
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