Home Loans Property News
Property Prices Maintain Positive Momentum as Regional Recovery Broadens
19 Sep 2025
South Africa’s housing market continued to build on its steady recovery in August 2025, with the latest FNB House Price Index (HPI) showing the fastest annual growth in more than three years. Despite muted mortgage lending, demand resilience, shifting buyer preferences, and regional momentum are underpinning the positive trend.
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How low-income South Africans can finance and qualify for a home loan
22 Aug 2025
Buying a first home in South Africa is doable on a modest income, if you use the right tools: a realistic affordability plan, the right loan product, and (often) a once-off government subsidy that can cover your deposit and costs. This guide walks you through every step, with current rules and rates.
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Should I fix the interest rate on my home loan?
01 Aug 2025
Homeowners and future home buyers often consider fixing the interest rates on their home loans - and with concerns about inflation and rising living costs, this has become a hot talking point once again.
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What home buyers need to know about the 72-Hour clause
03 Jul 2025
If you’re in the market for a new home in South Africa, especially in popular, fast-moving areas, you may come across something in your Offer to Purchase (OTP) called the 72-hour clause. At first glance, it might sound a bit intimidating, but it’s a common part of many property transactions.
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