Bernardine Kotze agent profile

Bernardine Kotze

eXp Realty / Non-Principal Property Practitioner PDE 4

More about Bernardine

With 9 years of experience in real estate and a 21-year background in banking, I bring strong financial insight, skilled negotiation, and a results-driven approach to every transaction. I am proud to have been named Agent of the Year four times, reflecting my commitment to excellence and client satisfaction. I serve Nelspruit and focus on delivering professional, seamless property experiences, whether buying or selling. My background allows me to guide clients confidently through the financial and practical aspects of property decisions. Outside of real estate, I have a deep love for animals and believe strongly in compassion and community, values that influence the way I do business every day.

Estate Agent Property News Articles

Market & Opinion

Buying Your First Home? Here’s How to Simplify the Journey

09 Oct 2025

Despite what many will have you believe, buying a home shouldn't feel like a daunting task, despite the complexities and legalities involved. With careful preparation and consideration of the journey ahead, you can streamline the property-buying experience.

Market & Opinion

Selling an Overpriced Property: How to Bounce Back and Attract Buyers

18 Aug 2025

When it comes to selling a home, every property owner dreams of securing the best possible price. Unfortunately, one of the most common mistakes sellers make is setting the price too high. While it might seem like a good idea to “test the market,” overpricing can backfire, leaving a home stuck on the market for months, attracting little interest, and eventually forcing the seller to accept less than fair value.

Market & Opinion

Pricing smart: The real difference between a home's value and its marketability

30 Oct 2025

In today's ever-evolving real estate market, understanding the intricate balance between a property's value and its marketability is crucial for both sellers and buyers. We delve into the key differences between these concepts and explore how they impact property transactions. Plus, we'll take a closer look at how a property valuation is done in South Africa.

Market & Opinion

What are municipal rates and how do they affect affordability

24 Feb 2026

Property decisions largely revolved around what the bank would charge you to borrow money. But increasingly, that isn’t the number catching new homeowners off guard.