Can the landlord and/or estate agent do a credit check on me?

Author
MyProperty
South Africa's #1 independent property portal

Yes, it is recommended that landlords perform a credit report on all adults over the age of 18 applying for rent. In terms of the National Credit Act Regulations 18 (4) (e) and (5) the tenant must first give his / her consent before the landlord (estate agent) can access your credit report.

If you refuse to give consent for the landlord (estate agent) to perform your credit check – the landlord (estate agent) is entitled to decline your application for rent.

Property questions?
Get quick answers about buying, selling, renting, and more from our AI powered real estate bot
Rental Property News
Mastering Dynamic Pricing Can Drive 30% Annual Returns for Short-Term Rentals
Market & Opinion
Mastering Dynamic Pricing Can Drive 30% Annual Returns for Short-Term Rentals
08 Sep 2025
As more people look to visit Cape Town for work, recreation, or tourism, the short-term rental (STR) market offers broad residential investment prospects.
read more
What Happens If Your Landlord Decides to Sell?
Legal
What Happens If Your Landlord Decides to Sell?
02 Sep 2025
While many landlords prefer to wait until a lease ends before selling, that’s not always possible. Here’s what you need to know to protect yourself and navigate the process confidently.
read more
Property Prices Hold Steady as Buyer Preferences Shift Towards Smaller Homes
Market & Opinion
Property Prices Hold Steady as Buyer Preferences Shift Towards Smaller Homes
11 Aug 2025
The latest FNB Property Barometer for July 2025 shows that South Africa’s housing market is holding steady, with the FNB House Price Index (HPI) averaging 3.7% year-on-year. June’s figure was also revised up from 3.2% to match July’s 3.7%, signalling a notable moment — house prices are now rising slightly faster than inflation.
read more
Understanding the Hidden Costs of Renting a Home in South Africa
Market & Opinion
Understanding the Hidden Costs of Renting a Home in South Africa
05 Aug 2025
Renting a home in South Africa involves more than just the monthly rent—there are often additional costs that can add up quickly. Many tenants are unaware of these hidden expenses, which can surprise them later. To help you plan your budget more effectively, we break down the common fees associated with renting a home in South Africa.
read more
Find houses to rent
Click on a province and select a town to view available properties to rent
Real Estate Tools
Get pre-qualified
Make offers with confidence knowing what you can afford. Then shop for the best home loan
Bond Calculator
Calculate the estimated repayments on a home loan and savings with extra payments
Residential
House
Townhouse
Apartment, Penthouse
Retirement Village
Vacant Land
Agricultural
Farm
Small Holding
Vacant Land
Commercial
Office, Retail, Mixed Use
Industrial
Vacant Land
Hospitality