Can the landlord and/or estate agent do a credit check on me?

Author
MyProperty
South Africa's #1 independent property portal

Yes, it is recommended that landlords perform a credit report on all adults over the age of 18 applying for rent. In terms of the National Credit Act Regulations 18 (4) (e) and (5) the tenant must first give his / her consent before the landlord (estate agent) can access your credit report.

If you refuse to give consent for the landlord (estate agent) to perform your credit check – the landlord (estate agent) is entitled to decline your application for rent.

Property questions?
Get quick answers about buying, selling, renting, and more from our AI powered real estate bot
Rental Property News
A Landlord’s Guide to Eviction: Rights, Processes, and Best Practices
Legal
A Landlord’s Guide to Eviction: Rights, Processes, and Best Practices
13 Feb 2025
Buying an investment property can be a rewarding venture, especially when located in a desirable area. However, being a landlord comes with challenges, particularly when dealing with problematic tenants. Whether it’s unpaid rent or repeated violations of property rules, eviction may become necessary. However, eviction is a legal process, and landlords must adhere to strict guidelines to avoid complications.
read more
Spot a Neighbourhood on the Rise: Key Indicators of Future Growth and Appreciation
Market & Opinion
Spot a Neighbourhood on the Rise: Key Indicators of Future Growth and Appreciation
10 Feb 2025
When it comes to property, the old adage "location, location, location" still holds true because investing in real estate is not just about buying bricks and mortar; it’s about buying into a neighbourhood and community.
read more
Joint homeownership - what you need to know
Legal
Joint homeownership - what you need to know
04 Feb 2025
The rising cost of living and limited access to affordable housing has left many South Africans searching for alternative ways to enter the property market. One increasingly popular solution is joint home ownership, where multiple individuals co-own a property and share financial responsibilities.
read more
Entering into a rental Agreement in 2025? Read this for peace of mind
Market & Opinion
Entering into a rental Agreement in 2025? Read this for peace of mind
03 Feb 2025
New year, new home? If that’s you—congratulations! Moving into a new place is always exciting, whether it’s your first rental or an upgrade to something bigger.
read more
Find houses to rent
Click on a province and select a town to view available properties to rent
Real Estate Tools
Get pre-qualified
Make offers with confidence knowing what you can afford. Then shop for the best home loan
Bond Calculator
Calculate the estimated repayments on a home loan and savings with extra payments