How much deposit do I need to buy a house in South Africa?

Homeowners and prospective home buyers often consider fixing the interest rate on their home loans, and with inflation concerns, rising living costs, and an upcoming repo rate announcement, this has once again become a key talking point.

January has a reputation for being a quiet month in the South African property market, but that reputation is misleading. While buyer volumes may be lower than in peak seasons, the buyers who are active in January are often serious, prepared, and ready to move. For sellers, that makes January less about hype and more about execution.

For over 25 years, Julia Finnis-Bedford has been redefining what it means to connect people with beautiful spaces. As the founder of Amazing Spaces, a business originally built on matching extraordinary homes with film and photographic shoots, Julia has cultivated a deep understanding of architecture, storytelling, and lifestyle long before stepping formally into the real estate space.