MyProperty Home Loans
10 clients secured
better-than-prime rates
β R1.41m less interest vs Primeβ R1.41 million in interest savings compared with Prime
Prime
We compare home loan offers from South Africa's leading banks and lenders to help you secure a competitive rate.









Michael-Anne
MyProperty Home Loan Consultant
Move from an estimate to a more complete assessment with help from our team. We can review your affordability, check your credit profile with your consent, and guide you through your home-loan options.
Many of our clients come through referrals. Hereβs why.
Whether youβre checking your credit profile or getting pre-qualified, MyProperty Home Loans helps you take the next step with more confidence.
Your credit score is only one part of a home loan application. Banks also look at your affordability, deposit, debt, income stability and the property being financed.
This is an illustrative guide only. Credit bureaus and banks use different scoring models and approval criteria. Your affordability, income, expenses, existing debt and deposit also influence a home loan application.
Your credit score is only one part of a home loan application. Banks also look at your affordability, deposit, debt, income stability and the property being financed.
You may have a fair chance of approval, but your credit profile, affordability, deposit, and existing debt still matter. Improving your profile could help strengthen your application.

Your pre-qualification certificate gives you a clearer view of your estimated buying power before you make an offer.
Pre-qualification is not final bank approval. Final approval depends on lender checks and your credit profile.
Complete your Buyer Readiness self-service assessment in 60 seconds. When you view properties on MyProperty, you will immediately be able to see what is within your reach.
Start my Buyer Readiness checkR 2,050,000
R 2,125,000
Free calculators to help you plan your purchase with confidence.
See how much home loan you could afford based on your income and expenses.
Work out your monthly repayments and the impact of extra payments.
See how a lower interest rate can save you thousands over the term.
Estimate transfer duty, attorney fees, and bond registration costs.
Calculate estate agent commission and VAT from a sale price.
Compare an interest-only option against a standard home loan over time.
Stay informed with the latest on home loans, interest rates, and getting bond-ready.