Buying a home often starts with one big question: what can I afford?
That is why MyProperty has introduced Budget Search and Buyer Readiness - two simple tools designed to help buyers search more realistically and understand which homes may be within reach.
Budget Search
With Budget Search, buyers can search for homes based on a comfortable monthly repayment instead of only looking at the selling price. This helps make property search feel more practical, especially for buyers who think in monthly affordability rather than total purchase price.
Buyer Readiness
Buyer Readiness then helps buyers estimate their buying range based on more indicators including income. It also gives buyers a clearer indication of whether their budget appears aligned with the income and expense details they provide.
The result is a more useful property search experience. Buyers can focus on homes that better match their financial position, while still understanding that the estimate is not a formal credit approval.
Detailed assessment for South African buyers
For buyers who want a more complete affordability picture, MyProperty also offers access to a free home loan assessment for South African buyers. This can include a more accurate affordability check, guidance on possible home loan options and a credit check with the buyer’s consent.
Private financial details are not shown to estate agents, helping buyers explore their options with greater confidence and control.
At MyProperty, our goal is to make the property journey simpler, more transparent and more useful - from the first search to the final decision.